Changes
/* Peer-to-peer banking - Emplowering C2C commerce using a finance intermediary like PaisaPay */
* Downside: Microfinance involves very high transaction costs given the small amounts of money involved for each loan, which necessitates high transaction costs
==== Peer-to-peer banking - Emplowering C2C commerce using a finance intermediary like PaisaPay ====
* Paisa pay from ebay has empowered C2C payments