Changes
/* Average variation of premium for smokers across health classes compared to premium charged for the Health Class */
[[Image:S combinednew2.jpg|center|600px]]
* In AIG, monthly premium for men who smoke more than 1 pack of cigarettes a day remains constant at $413 in all health classes.
* In AIG, monthly premium for women who smoke more than 1 pack of cigarettes a day in the Best health class is $219 which increases by 34% to $294 for all other health classes.<br>
==Points to note==
