Innovative personal finance products demo prep
From DolceraWiki
India: Overview
Overall economy
Demographic dividend
Education
Personal income
Ideas
Investing abroad
Loans
Trends
Aspirational society (society turning aspirational)
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Lack of public education
- Picture: Children in immaculate school uniform...
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Expensive weddings
Gold
Microfinance
Peer-to-peer banking
Kitty parties
Islamic banking
Ideas
Education loans
- Tie up with educational institutions INCLUDING primary schools
Wedding loans
Streamlining microfinance
Loans based on gold
Insurance
Trends
Aspirational society
- Picture: How many homes have a...
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No medical coverage
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Increasing savings rate
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Ideas
Insurance as a saving vehicle
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Credit
Trends
Increasing savings rate
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Increasing purchasing power
Rural demand for credit
Remittances
COD (???)
Growth in retail
Mobile phone and technology penetration
Ideas
Debit cards
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- Text: Linked to checking accounts
Mobile ATM
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Credit cards linked to US accounts
- Credit cards in India based on credit-rating of NRI