Changes
/* Reliastar Life Insurance company (ING) */
* '''''The highest rate differential is found in the Best and Preferred segments where the average rates between Non-smokers and Smokers differ by as much as 209%'''''.<br>
===Trnasamerica Life Insurance Co.===
[[Image:transamerica.jpg|center|600px]]
* The highest rate differential is found in the Standard Plus segment where the average rates between Non-smokers and Smokers differ by as much as 183%.
===American General Life company (AIG)===
