[[Image:Insurance_Type_-_Activity_.png|thumb|center|800 px|Distribution of patents - Level-II Analysis]]
=Overall Trend - Based on insurance sector and respective activities=
'''Automobile Insurance'''
* Customize insurance policy and customized insurance premium for different cars and people
* Keeping uninsured from driving
'''Casualty insurance'''
* Automatic accident reporting system of an insured person
'''Health insurance'''
* Use of pharmacy benefits calculator – selects a cost effective insurance plan form the group of plans
'''General Insurance'''
* Capability modeling – Computerized, customized and flexible insurance accepting, declining and design system
* Contract management –
** Converting current insurance contract to newly launch insurance terms
** System for decreasing insurance – Computer program Computer program calculates point based on the transaction data
** Reducing insurance policy issuing time by automating assessment processing - Application contents are automatically assessed after checking predefined conditions on applicant terminal
* Real-time insurance coverage verification system
* Online policy and insurance portfolio analysis for greater value and low risk – Analyzing data of present and proposed insurance policies and provides user comparative output for different policies
* Automated insurance processing – processes (mainly verifies) current status of insurance policies
* Risk assessment system – evaluates history of natural/man made disasters in a particular geographical area and sets insurance premium
* Insurance selling system – online auction for life settlement and vertical transactions
* Straight through processing – Insurance policy issuance and management system
'''Life Insurance'''
* Annuity – Automated benefit scheme administration apparatus
* Package – Selling other services (funeral plan) along with life insurance
* Retirement – Computer based retirement planning and income arrangement system
'''Property insurance'''
* GPS Mobile insurance system – Monitoring current location and condition