==Sensitivity Analysis==
For the purpose of comparison, the following Health Class classification for health classes has been defined:
* In the Standard Plus health class, all insurance companies except Prudential appears risk averse as their premium is on average 153% more than Prudential’s for men ($155). For women, the average premium charged is as high as 162% more than Prudential’s ($109).
* This difference seems to converge a little as we inspect the premium charges in the Standard health class which is on an average only 101% and 102% for men and women, respectively.<br>
==Company Analysis==