https://www.dolcera.com/wiki/api.php?action=feedcontributions&feedformat=atom&user=59.93.82.91 2026-04-27T10:13:01Z User contributions MediaWiki 1.24wmf12 https://www.dolcera.com/wiki/index.php?title=Project_scope&diff=2795 2006-10-10T10:57:19Z

<p>59.93.82.91: /* Assignee wise IP activity */</p> <hr /> <div>==Rationale==<br /> * Financial markets are a part of the changing business paradigms, across the globe - G. N. Bajpai<br /> * Today, globalization of competencies, thinking and perspectives has been the part of Strategic Action Plan of all the major players in the financial markets, globally - G. N. Bajpai<br /> * &quot;The focus over the last year has been around proving the value of IT as a key contributor to business success,&quot; - David Holtzman<br /> * Real-time documents provide faster time to market with a personal touch - Penn National Insurance<br /> <br /> ==Search Strategy==<br /> '''Search date:''' 14 Sept, 2006<br /> <br /> '''Database''': Micropatent (PatSearch Fulltext)<br /> <br /> '''Search Strings, Hits &amp; Scope:'''<br /> <br /> * '''Search I''' <br /> ** Query: (Life) AND (Insurance OR Reinsurance OR Polic* OR Annuit*) - 532 hits<br /> ** Search scope – Title, Abstract &amp; Claims, Date - 2000 till date <br /> ** Databases: US, EP, WO, JP, DE, GB and FR (common for all)<br /> * '''Search II'''<br /> ** Query: (computer) and (Insurance OR Reinsurance) and (Polic* OR Annuit*) – 511 hits<br /> ** Search scope – Title, Abstract &amp; Claims, Date 1991 till date<br /> * '''Search III'''<br /> ** Query: (Insurance OR Reinsurance OR polic* or Annuit*) limited by assignee (Insurance OR Bank) – 345 hits<br /> ** Search scope – Title, Abstract &amp; Claims, Date – 1991 till date – 345 hits<br /> * Total # of records - Search I + Search II + Search III = 1239 (excluding duplicates and family members but includes off-target)<br /> <br /> '''Note:''' ''All search hits exclude family members and duplicate patent records''<br /> ----<br /> <br /> ==Market data - Insurance sector==<br /> * Insurance and risk management is an immense global industry. In America alone, the insurance business employs about 2.5 million people&lt;br&gt;<br /> * Life and health insurance in the United States will be about a $725 billion in gross revenues business in 2006, compared to only about $500 billion in 2002&lt;br&gt;<br /> * U.S. life insurance firms hold about $3.8 trillion in assets&lt;br&gt;<br /> * Personal lines comprise another vast sector of insurance. For example, private passenger automobile insurance will be about a $172 billion annual premium market in the U.S. for 2006&lt;br&gt;<br /> * Homeowners insurance is about a $50 billion market&lt;br&gt;<br /> * Property and Casualty insurance premiums will total about $450 billion in the U.S. for 2006<br /> <br /> ==Year wise IP activity==<br /> * Graph depicts IP activity based on publication year<br /> * 866 patents filed in a span of 16 years (1991 - 15th Sept, 2006). Out of which 792 patents filed in last 7 years<br /> * Trend indicates high IP activity during 2002 followed by sudden fall during 2003, since then recovering gradually<br /> <br /> [[Image:PUYear.png|thumb|center|600 px|Assignee wise IP activity]]<br /> <br /> ==Assignee wise IP activity==<br /> * Graph depicts assignee and number of patents to their credit<br /> * Assignees with less than 3 patent record is depicted in [[table]]<br /> <br /> <br /> [[Image:PAssignee1.png|thumb|center|700 px|Assignee wise IP activity]]<br /> <br /> Note: Below mentioned assignees patents added together and presented in above graph<br /> * SUMITOMO LIFE INSURANCE and MITSUI SUMITOMO INSURANCE is presented as MITSUI SUMITOMO LIFE INSURANCE<br /> * GE MORTGAGE HOLDINGS is merged with GE FINANCIAL ASSURANCE HOLDING is presented as GE FINANCIAL ASSURANCE HOLDING<br /> * NICHIDO FIRE &amp; MARINE INSURANCE, TOKIO MARINE AND FIRE INSURANCE, TOKIO MARINE &amp; NICHIDO LIFE INSURANCE and TOKIO MARINE &amp; NICHIDO FIRE INSURANCE are merged with TOKIO MARINE &amp; FIRE INSURANCE.<br /> * NIPPONKOA INSURANCE and NIPPON ELECTRIC are merged with NIPPON LIFE INSURANCE.<br /> <br /> ==Country wise IP activity==<br /> * Graph indicates IP activity based on priority country<br /> * Maximum number of patent records filed in United States (506) followed by Japan (314) and Australia (9)<br /> * [[Country code]]<br /> <br /> [[Image:PCountry.png|thumb|center|600 px|Assignee wise IP activity]]<br /> <br /> ==Distribution of patents - Based on insurance type==<br /> * 95 patents have been analyzed and categorized based on type of insurance<br /> * For definitions follow the [[link]]<br /> * Number in () indicates # of patents <br /> * '''Trend - Top insurance filing sectors'''<br /> ** Maximum number of patents file under life insurance category (39) followed by<br /> ** Automobile insurance (26) and<br /> ** Property insurance (7)<br /> [[Image:Insurance_Types_(95).jpeg|thumb|center|600 px|Distribution of patents - Level-I Analysis]]<br /> <br /> ==Distribution of patents - Based on activity==<br /> * Above 95 patents further analyzed for more granularity to project various patterns involved<br /> * '''Trend based on various activities under insurance: ''' <br /> ** Maximum patent filed on insurance information management system (23) followed by<br /> ** Insurance payment process (21) and on<br /> ** Insurance selling system and various selling parameters (15)<br /> <br /> [[Image:Insurance_activity_-_95_(2).png|thumb|center|850 px|Distribution of patents - Level-II Analysis]]<br /> <br /> ==Overall Trend - Based on insurance sector and respective activities==<br /> '''Automobile Insurance'''<br /> * Customize insurance policy and customized insurance premium for different cars and people<br /> * Keeping uninsured from driving<br /> <br /> '''Casualty insurance'''<br /> * Automatic accident reporting system of an insured person<br /> <br /> '''Health insurance'''<br /> * Pharmacy benefits calculator – selects a cost effective insurance plan form the group of plans<br /> <br /> '''Life Insurance'''<br /> * Annuity – Automated benefit scheme administration apparatus<br /> * Package – Selling other services (funeral plan) along with life insurance<br /> * Retirement – Computer based retirement planning and income arrangement system<br /> <br /> '''Property insurance'''<br /> * GPS Mobile insurance system – Monitoring current location and condition</div>

59.93.82.91 https://www.dolcera.com/wiki/index.php?title=Project_scope&diff=2790 2006-10-10T10:26:00Z

<p>59.93.82.91: /* Assignee wise IP activity */</p> <hr /> <div>==Rationale==<br /> * Financial markets are a part of the changing business paradigms, across the globe - G. N. Bajpai<br /> * Today, globalization of competencies, thinking and perspectives has been the part of Strategic Action Plan of all the major players in the financial markets, globally - G. N. Bajpai<br /> * &quot;The focus over the last year has been around proving the value of IT as a key contributor to business success,&quot; - David Holtzman<br /> * Real-time documents provide faster time to market with a personal touch - Penn National Insurance<br /> <br /> ==Search Strategy==<br /> '''Search date:''' 14 Sept, 2006<br /> <br /> '''Database''': Micropatent (PatSearch Fulltext)<br /> <br /> '''Search Strings, Hits &amp; Scope:'''<br /> <br /> * '''Search I''' <br /> ** Query: (Life) AND (Insurance OR Reinsurance OR Polic* OR Annuit*) - 532 hits<br /> ** Search scope – Title, Abstract &amp; Claims, Date - 2000 till date <br /> ** Databases: US, EP, WO, JP, DE, GB and FR (common for all)<br /> * '''Search II'''<br /> ** Query: (computer) and (Insurance OR Reinsurance) and (Polic* OR Annuit*) – 511 hits<br /> ** Search scope – Title, Abstract &amp; Claims, Date 1991 till date<br /> * '''Search III'''<br /> ** Query: (Insurance OR Reinsurance OR polic* or Annuit*) limited by assignee (Insurance OR Bank) – 345 hits<br /> ** Search scope – Title, Abstract &amp; Claims, Date – 1991 till date – 345 hits<br /> * Total # of records - Search I + Search II + Search III = 1239 (excluding duplicates and family members but includes off-target)<br /> <br /> '''Note:''' ''All search hits exclude family members and duplicate patent records''<br /> ----<br /> <br /> ==Market data - Insurance sector==<br /> * Insurance and risk management is an immense global industry. In America alone, the insurance business employs about 2.5 million people&lt;br&gt;<br /> * Life and health insurance in the United States will be about a $725 billion in gross revenues business in 2006, compared to only about $500 billion in 2002&lt;br&gt;<br /> * U.S. life insurance firms hold about $3.8 trillion in assets&lt;br&gt;<br /> * Personal lines comprise another vast sector of insurance. For example, private passenger automobile insurance will be about a $172 billion annual premium market in the U.S. for 2006&lt;br&gt;<br /> * Homeowners insurance is about a $50 billion market&lt;br&gt;<br /> * Property and Casualty insurance premiums will total about $450 billion in the U.S. for 2006<br /> <br /> ==Year wise IP activity==<br /> * Graph depicts IP activity based on publication year<br /> * 866 patents filed in a span of 16 years (1991 - 15th Sept, 2006). Out of which 792 patents filed in last 7 years<br /> * Trend indicates high IP activity during 2002 followed by sudden fall during 2003, since then recovering gradually<br /> <br /> [[Image:PUYear.png|thumb|center|600 px|Assignee wise IP activity]]<br /> <br /> ==Assignee wise IP activity==<br /> * Graph depicts assignee and number of patents to their credit<br /> * Assignees with less than 3 patent record is depicted in [[table]]<br /> <br /> [[Image:PAssignee.png|thumb|center|700 px|Assignee wise IP activity]]<br /> <br /> ==Country wise IP activity==<br /> * Graph indicates IP activity based on priority country<br /> * Maximum number of patent records filed in United States (506) followed by Japan (314) and Australia (9)<br /> * [[Country code]]<br /> <br /> [[Image:PCountry.png|thumb|center|600 px|Assignee wise IP activity]]<br /> <br /> ==Distribution of patents - Based on insurance type==<br /> * 95 patents have been analyzed and categorized based on type of insurance<br /> * For definitions follow the [[link]]<br /> * Number in () indicates # of patents <br /> * '''Trend - Top insurance filing sectors'''<br /> ** Maximum number of patents file under life insurance category (39) followed by<br /> ** Automobile insurance (26) and<br /> ** Property insurance (7)<br /> [[Image:Insurance_Types_(95).jpeg|thumb|center|600 px|Distribution of patents - Level-I Analysis]]<br /> <br /> ==Distribution of patents - Based on activity==<br /> * Above 95 patents further analyzed for more granularity to project various patterns involved<br /> * '''Trend based on various activities under insurance: ''' <br /> ** Maximum patent filed on insurance information management system (23) followed by<br /> ** Insurance payment process (21) and on<br /> ** Insurance selling system and various selling parameters (15)<br /> <br /> [[Image:Insurance_activity_-_95_(2).png|thumb|center|850 px|Distribution of patents - Level-II Analysis]]<br /> <br /> ==Overall Trend - Based on insurance sector and respective activities==<br /> '''Automobile Insurance'''<br /> * Customize insurance policy and customized insurance premium for different cars and people<br /> * Keeping uninsured from driving<br /> <br /> '''Casualty insurance'''<br /> * Automatic accident reporting system of an insured person<br /> <br /> '''Health insurance'''<br /> * Pharmacy benefits calculator – selects a cost effective insurance plan form the group of plans<br /> <br /> '''Life Insurance'''<br /> * Annuity – Automated benefit scheme administration apparatus<br /> * Package – Selling other services (funeral plan) along with life insurance<br /> * Retirement – Computer based retirement planning and income arrangement system<br /> <br /> '''Property insurance'''<br /> * GPS Mobile insurance system – Monitoring current location and condition</div>

59.93.82.91 https://www.dolcera.com/wiki/index.php?title=Project_scope&diff=2783 2006-10-10T08:53:37Z

<p>59.93.82.91: /* Assignee wise IP activity */</p> <hr /> <div>==Rationale==<br /> * Financial markets are a part of the changing business paradigms, across the globe - G. N. Bajpai<br /> * Today, globalization of competencies, thinking and perspectives has been the part of Strategic Action Plan of all the major players in the financial markets, globally - G. N. Bajpai<br /> * &quot;The focus over the last year has been around proving the value of IT as a key contributor to business success,&quot; - David Holtzman<br /> * Real-time documents provide faster time to market with a personal touch - Penn National Insurance<br /> <br /> ==Search Strategy==<br /> '''Search date:''' 14 Sept, 2006<br /> <br /> '''Database''': Micropatent (PatSearch Fulltext)<br /> <br /> '''Search Strings, Hits &amp; Scope:'''<br /> <br /> * '''Search I''' <br /> ** Query: (Life) AND (Insurance OR Reinsurance OR Polic* OR Annuit*) - 532 hits<br /> ** Search scope – Title, Abstract &amp; Claims, Date - 2000 till date <br /> ** Databases: US, EP, WO, JP, DE, GB and FR (common for all)<br /> * '''Search II'''<br /> ** Query: (computer) and (Insurance OR Reinsurance) and (Polic* OR Annuit*) – 511 hits<br /> ** Search scope – Title, Abstract &amp; Claims, Date 1991 till date<br /> * '''Search III'''<br /> ** Query: (Insurance OR Reinsurance OR polic* or Annuit*) limited by assignee (Insurance OR Bank) – 345 hits<br /> ** Search scope – Title, Abstract &amp; Claims, Date – 1991 till date – 345 hits<br /> * Total # of records - Search I + Search II + Search III = 1239 (excluding duplicates and family members but includes off-target)<br /> <br /> '''Note:''' ''All search hits exclude family members and duplicate patent records''<br /> ----<br /> <br /> ==Market data - Insurance sector==<br /> * Insurance and risk management is an immense global industry. In America alone, the insurance business employs about 2.5 million people&lt;br&gt;<br /> * Life and health insurance in the United States will be about a $725 billion in gross revenues business in 2006, compared to only about $500 billion in 2002&lt;br&gt;<br /> * U.S. life insurance firms hold about $3.8 trillion in assets&lt;br&gt;<br /> * Personal lines comprise another vast sector of insurance. For example, private passenger automobile insurance will be about a $172 billion annual premium market in the U.S. for 2006&lt;br&gt;<br /> * Homeowners insurance is about a $50 billion market&lt;br&gt;<br /> * Property and Casualty insurance premiums will total about $450 billion in the U.S. for 2006<br /> <br /> ==Year wise IP activity==<br /> * Graph depicts IP activity based on publication year<br /> * Trend indicates high IP activity during 2002 followed by sudden fall during 2003, since then recovering gradually<br /> <br /> [[Image:PUYear.png|thumb|center|600 px|Assignee wise IP activity]]<br /> <br /> ==Assignee wise IP activity==<br /> * Graph depicts assignee and number of patents to their credit<br /> * Assignees having single or double patent record is depicted in [[table]]<br /> <br /> [[Image:Assigneep.png|thumb|center|700 px|Assignee wise IP activity]]<br /> <br /> ==Country wise IP activity==<br /> * Graph indicates IP activity based on priority country<br /> * Maximum number of patent records filed in United States (506) followed by Japan (314) and Australia (9)<br /> * [[Country code]]<br /> <br /> [[Image:PCountry.png|thumb|center|600 px|Assignee wise IP activity]]<br /> <br /> ==Distribution of patents - Based on insurance type==<br /> * 95 patents have been analyzed and categorized based on type of insurance<br /> * For definitions follow the [[link]]<br /> * Number in () indicates # of patents <br /> * '''Trend - Top insurance filing sectors'''<br /> ** Maximum number of patents file under life insurance category (39) followed by<br /> ** Automobile insurance (26) and<br /> ** Property insurance (7)<br /> [[Image:Insurance_Types_(95).jpeg|thumb|center|600 px|Distribution of patents - Level-I Analysis]]<br /> <br /> ==Distribution of patents - Based on activity==<br /> * Above 95 patents further analyzed for more granularity to project various patterns involved<br /> * '''Trend based on various activities under insurance: ''' <br /> ** Maximum patent filed on insurance information management system (23) followed by<br /> ** Insurance payment process (21) and on<br /> ** Insurance selling system and various selling parameters (15)<br /> <br /> [[Image:Insurance_activity.png|thumb|center|850 px|Distribution of patents - Level-II Analysis]]<br /> <br /> ==Overall Trend - Based on insurance sector and respective activities==<br /> '''Automobile Insurance'''<br /> * Customize insurance policy and customized insurance premium for different cars and people<br /> * Keeping uninsured from driving<br /> <br /> '''Casualty insurance'''<br /> * Automatic accident reporting system of an insured person<br /> <br /> '''Health insurance'''<br /> * Pharmacy benefits calculator – selects a cost effective insurance plan form the group of plans<br /> <br /> '''General Insurance'''<br /> * Capability modeling – Computerized, customized and flexible insurance accepting, declining and design system <br /> * Contract management – <br /> ** Converting current insurance contract to newly launch insurance terms<br /> ** System for decreasing insurance – Computer program calculates point based on the transaction data<br /> ** Reducing insurance policy issuing time by automating assessment processing - Application contents are automatically assessed after checking predefined conditions on applicant terminal<br /> * Real-time insurance coverage verification system <br /> * Online policy and insurance portfolio analysis for greater value and low risk – Analyzing data of present and proposed insurance policies and provides user comparative output for different policies<br /> * Automated insurance processing – processes (mainly verifies) current status of insurance policies<br /> * Risk assessment system – evaluates history of natural/man made disasters in a particular geographical area and sets insurance premium<br /> * Insurance selling system – online auction for life settlement and vertical transactions <br /> * Straight through processing – Insurance policy issuance and management system<br /> <br /> '''Life Insurance'''<br /> * Annuity – Automated benefit scheme administration apparatus<br /> * Package – Selling other services (funeral plan) along with life insurance<br /> * Retirement – Computer based retirement planning and income arrangement system<br /> <br /> '''Property insurance'''<br /> * GPS Mobile insurance system – Monitoring current location and condition</div>

59.93.82.91 https://www.dolcera.com/wiki/index.php?title=Project_scope&diff=2782 2006-10-10T08:53:11Z

<p>59.93.82.91: /* Assignee wise IP activity */</p> <hr /> <div>==Rationale==<br /> * Financial markets are a part of the changing business paradigms, across the globe - G. N. Bajpai<br /> * Today, globalization of competencies, thinking and perspectives has been the part of Strategic Action Plan of all the major players in the financial markets, globally - G. N. Bajpai<br /> * &quot;The focus over the last year has been around proving the value of IT as a key contributor to business success,&quot; - David Holtzman<br /> * Real-time documents provide faster time to market with a personal touch - Penn National Insurance<br /> <br /> ==Search Strategy==<br /> '''Search date:''' 14 Sept, 2006<br /> <br /> '''Database''': Micropatent (PatSearch Fulltext)<br /> <br /> '''Search Strings, Hits &amp; Scope:'''<br /> <br /> * '''Search I''' <br /> ** Query: (Life) AND (Insurance OR Reinsurance OR Polic* OR Annuit*) - 532 hits<br /> ** Search scope – Title, Abstract &amp; Claims, Date - 2000 till date <br /> ** Databases: US, EP, WO, JP, DE, GB and FR (common for all)<br /> * '''Search II'''<br /> ** Query: (computer) and (Insurance OR Reinsurance) and (Polic* OR Annuit*) – 511 hits<br /> ** Search scope – Title, Abstract &amp; Claims, Date 1991 till date<br /> * '''Search III'''<br /> ** Query: (Insurance OR Reinsurance OR polic* or Annuit*) limited by assignee (Insurance OR Bank) – 345 hits<br /> ** Search scope – Title, Abstract &amp; Claims, Date – 1991 till date – 345 hits<br /> * Total # of records - Search I + Search II + Search III = 1239 (excluding duplicates and family members but includes off-target)<br /> <br /> '''Note:''' ''All search hits exclude family members and duplicate patent records''<br /> ----<br /> <br /> ==Market data - Insurance sector==<br /> * Insurance and risk management is an immense global industry. In America alone, the insurance business employs about 2.5 million people&lt;br&gt;<br /> * Life and health insurance in the United States will be about a $725 billion in gross revenues business in 2006, compared to only about $500 billion in 2002&lt;br&gt;<br /> * U.S. life insurance firms hold about $3.8 trillion in assets&lt;br&gt;<br /> * Personal lines comprise another vast sector of insurance. For example, private passenger automobile insurance will be about a $172 billion annual premium market in the U.S. for 2006&lt;br&gt;<br /> * Homeowners insurance is about a $50 billion market&lt;br&gt;<br /> * Property and Casualty insurance premiums will total about $450 billion in the U.S. for 2006<br /> <br /> ==Year wise IP activity==<br /> * Graph depicts IP activity based on publication year<br /> * Trend indicates high IP activity during 2002 followed by sudden fall during 2003, since then recovering gradually<br /> <br /> [[Image:PUYear.png|thumb|center|600 px|Assignee wise IP activity]]<br /> <br /> ==Assignee wise IP activity==<br /> * Graph depicts assignee and number of patents to their credit<br /> * Assignees having single or double patent record depicted in [[table]]<br /> <br /> [[Image:Assigneep.png|thumb|center|700 px|Assignee wise IP activity]]<br /> <br /> ==Country wise IP activity==<br /> * Graph indicates IP activity based on priority country<br /> * Maximum number of patent records filed in United States (506) followed by Japan (314) and Australia (9)<br /> * [[Country code]]<br /> <br /> [[Image:PCountry.png|thumb|center|600 px|Assignee wise IP activity]]<br /> <br /> ==Distribution of patents - Based on insurance type==<br /> * 95 patents have been analyzed and categorized based on type of insurance<br /> * For definitions follow the [[link]]<br /> * Number in () indicates # of patents <br /> * '''Trend - Top insurance filing sectors'''<br /> ** Maximum number of patents file under life insurance category (39) followed by<br /> ** Automobile insurance (26) and<br /> ** Property insurance (7)<br /> [[Image:Insurance_Types_(95).jpeg|thumb|center|600 px|Distribution of patents - Level-I Analysis]]<br /> <br /> ==Distribution of patents - Based on activity==<br /> * Above 95 patents further analyzed for more granularity to project various patterns involved<br /> * '''Trend based on various activities under insurance: ''' <br /> ** Maximum patent filed on insurance information management system (23) followed by<br /> ** Insurance payment process (21) and on<br /> ** Insurance selling system and various selling parameters (15)<br /> <br /> [[Image:Insurance_activity.png|thumb|center|850 px|Distribution of patents - Level-II Analysis]]<br /> <br /> ==Overall Trend - Based on insurance sector and respective activities==<br /> '''Automobile Insurance'''<br /> * Customize insurance policy and customized insurance premium for different cars and people<br /> * Keeping uninsured from driving<br /> <br /> '''Casualty insurance'''<br /> * Automatic accident reporting system of an insured person<br /> <br /> '''Health insurance'''<br /> * Pharmacy benefits calculator – selects a cost effective insurance plan form the group of plans<br /> <br /> '''General Insurance'''<br /> * Capability modeling – Computerized, customized and flexible insurance accepting, declining and design system <br /> * Contract management – <br /> ** Converting current insurance contract to newly launch insurance terms<br /> ** System for decreasing insurance – Computer program calculates point based on the transaction data<br /> ** Reducing insurance policy issuing time by automating assessment processing - Application contents are automatically assessed after checking predefined conditions on applicant terminal<br /> * Real-time insurance coverage verification system <br /> * Online policy and insurance portfolio analysis for greater value and low risk – Analyzing data of present and proposed insurance policies and provides user comparative output for different policies<br /> * Automated insurance processing – processes (mainly verifies) current status of insurance policies<br /> * Risk assessment system – evaluates history of natural/man made disasters in a particular geographical area and sets insurance premium<br /> * Insurance selling system – online auction for life settlement and vertical transactions <br /> * Straight through processing – Insurance policy issuance and management system<br /> <br /> '''Life Insurance'''<br /> * Annuity – Automated benefit scheme administration apparatus<br /> * Package – Selling other services (funeral plan) along with life insurance<br /> * Retirement – Computer based retirement planning and income arrangement system<br /> <br /> '''Property insurance'''<br /> * GPS Mobile insurance system – Monitoring current location and condition</div>

59.93.82.91 https://www.dolcera.com/wiki/index.php?title=Project_scope&diff=2771 2006-10-10T07:09:55Z

<p>59.93.82.91: /* Assignee wise IP activity */</p> <hr /> <div>==Search Strategy==<br /> '''Search date:''' 14 Sept, 2006<br /> <br /> '''Database''': Micropatent (PatSearch Fulltext)<br /> <br /> '''Search Strings, Hits &amp; Scope:'''<br /> <br /> * '''Search I''' <br /> ** Query: (Life) AND (Insurance OR Reinsurance OR Polic* OR Annuit*) - 532 hits<br /> ** Search scope – Title, Abstract &amp; Claims, Date - 2000 till date <br /> ** Databases: US, EP, WO, JP, DE, GB and FR (common for all)<br /> * '''Search II'''<br /> ** Query: (computer) and (Insurance OR Reinsurance) and (Polic* OR Annuit*) – 511 hits<br /> ** Search scope – Title, Abstract &amp; Claims, Date 1991 till date<br /> * '''Search III'''<br /> ** Query: (Insurance OR Reinsurance OR polic* or Annuit*) limited by assignee (Insurance OR Bank) – 345 hits<br /> ** Search scope – Title, Abstract &amp; Claims, Date – 1991 till date – 345 hits<br /> * Total # of records - Search I + Search II + Search III = 1239 (excluding duplicates and family members but includes off-target)<br /> <br /> '''Note:''' ''All search hits exclude family members and duplicate patent records''<br /> ----<br /> ==Market data - Insurance sector==<br /> * Insurance and risk management is an immense global industry. In America alone, the insurance business employs about 2.5 million people&lt;br&gt;<br /> * Life and health insurance in the United States will be about a $725 billion in gross revenues business in 2006, compared to only about $500 billion in 2002&lt;br&gt;<br /> * U.S. life insurance firms hold about $3.8 trillion in assets&lt;br&gt;<br /> * Personal lines comprise another vast sector of insurance. For example, private passenger automobile insurance will be about a $172 billion annual premium market in the U.S. for 2006&lt;br&gt;<br /> * Homeowners insurance is about a $50 billion market&lt;br&gt;<br /> * Property and Casualty insurance premiums will total about $450 billion in the U.S. for 2006<br /> <br /> ==Year wise IP activity==<br /> * Graph depicts IP activity based on publication year<br /> * Trend indicates high IP activity during 2002 followed by sudden fall during 2003, since then recovering gradually<br /> <br /> [[Image:PUYear.png|thumb|center|600 px|Assignee wise IP activity]]<br /> <br /> ==Assignee wise IP activity==<br /> * Graph depicts assignee and number of patents to their credit<br /> * Assignees having single patent record depicted in [[table]]<br /> <br /> [[Image:Assignee1.png|thumb|center|600 px|Assignee wise IP activity]]<br /> [[Image:Assigneep.png|thumb|center|600 px|Assignee wise IP activity]]<br /> <br /> ==Country wise IP activity==<br /> * Graph indicates IP activity based on priority country<br /> * Maximum number of patent records filed in United States (506) followed by Japan (314) and Australia (9)<br /> * [[Country code]]<br /> <br /> [[Image:PCountry.png|thumb|center|600 px|Assignee wise IP activity]]<br /> <br /> ==Distribution of patents - Based on insurance type==<br /> * 95 patents have been analyzed and categorized based on type of insurance<br /> * For definitions follow the [[link]]<br /> * Number in () indicates # of patents <br /> * '''Trend - Top insurance filing sectors'''<br /> ** Maximum number of patents file under life insurance category (39) followed by<br /> ** Automobile insurance (26) and<br /> ** Property insurance (7)<br /> [[Image:Insurance_Types_(95).jpeg|thumb|center|600 px|Distribution of patents - Level-I Analysis]]<br /> <br /> ==Distribution of patents - Based on activity==<br /> * Above 95 patents further analyzed for more granularity to project various patterns involved<br /> * '''Trend based on various activities under insurance: ''' <br /> ** Maximum patent filed on insurance information management system (23) followed by<br /> ** Insurance payment process (21) and on<br /> ** Insurance selling system and various selling parameters (15)<br /> <br /> [[Image:Insurance_activity.png|thumb|center|850 px|Distribution of patents - Level-II Analysis]]<br /> <br /> ==Overall Trend - Based on insurance sector and respective activities==<br /> '''Automobile Insurance'''<br /> * Customize insurance policy and customized insurance premium for different cars and people<br /> * Keeping uninsured from driving<br /> <br /> '''Casualty insurance'''<br /> * Automatic accident reporting system of an insured person<br /> <br /> '''Health insurance'''<br /> * Pharmacy benefits calculator – selects a cost effective insurance plan form the group of plans<br /> <br /> '''General Insurance'''<br /> * Capability modeling – Computerized, customized and flexible insurance accepting, declining and design system <br /> * Contract management – <br /> ** Converting current insurance contract to newly launch insurance terms<br /> ** System for decreasing insurance – Computer program calculates point based on the transaction data<br /> ** Reducing insurance policy issuing time by automating assessment processing - Application contents are automatically assessed after checking predefined conditions on applicant terminal<br /> * Real-time insurance coverage verification system <br /> * Online policy and insurance portfolio analysis for greater value and low risk – Analyzing data of present and proposed insurance policies and provides user comparative output for different policies<br /> * Automated insurance processing – processes (mainly verifies) current status of insurance policies<br /> * Risk assessment system – evaluates history of natural/man made disasters in a particular geographical area and sets insurance premium<br /> * Insurance selling system – online auction for life settlement and vertical transactions <br /> * Straight through processing – Insurance policy issuance and management system<br /> <br /> '''Life Insurance'''<br /> * Annuity – Automated benefit scheme administration apparatus<br /> * Package – Selling other services (funeral plan) along with life insurance<br /> * Retirement – Computer based retirement planning and income arrangement system<br /> <br /> '''Property insurance'''<br /> * GPS Mobile insurance system – Monitoring current location and condition</div>

59.93.82.91